Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

PA-Title-Insurance-Agent real exams

Exam Code: PA-Title-Insurance-Agent

Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10

Updated: Aug 17, 2026

Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
  • 1. Voluntary liens
    • 2. Involuntary liens
      • 3. Federal liens
        • 4. Taxes and assessments
          • 5. Judgments
            - General exceptions
            - Property-related issues
            • 1. Condominiums
              • 2. Surveys
                • 3. Equitable interests
                  • 4. Attachments
                    • 5. Water rights
                      • 6. Mineral rights
                        Topic 2: Insurance Regulation12%- Licensing
                        • 1. Revocation, suspension, nonrenewal or denial of license
                          • 2. Maintenance and duration
                            • 3. Continuing education
                              • 4. Appointment procedures
                                • 5. Cease and desist orders
                                  • 6. Licensing process
                                    • 7. Persons to be licensed
                                      • 8. Assumed names
                                        • 9. Title producer additional requirements
                                          • 10. Disciplinary actions
                                            • 11. General requirements
                                              • 12. Address change
                                                • 13. Renewal
                                                  • 14. Reporting of actions
                                                    • 15. Expiration
                                                      - Unfair trade practices
                                                      • 1. Twisting
                                                        • 2. Unfair discrimination
                                                          • 3. Defamation
                                                            • 4. Misrepresentation
                                                              • 5. Rebates and inducements
                                                                • 6. False advertising
                                                                  • 7. Boycott, coercion or intimidation
                                                                    - Company regulation
                                                                    • 1. Unfair claims settlement practices
                                                                      • 2. Rates regulation
                                                                        • 3. Solvency requirements
                                                                          - Title insurance law requirements
                                                                          • 1. Examination of title required
                                                                            - Producer regulation
                                                                            • 1. Record keeping
                                                                              • 2. Charges for extra services
                                                                                • 3. Unfair inducements and marketing practices
                                                                                  • 4. Prohibited acts
                                                                                    - Federal regulation
                                                                                    • 1. Fair Credit Reporting Act
                                                                                      • 2. Fraud and false statements (18 USC 1033/1034)
                                                                                        - State regulation
                                                                                        • 1. Commissioner's general duties and powers
                                                                                          Topic 3: General Insurance Concepts3%
                                                                                          Topic 4: Title Insurance Principles- Risks covered by title insurance
                                                                                          • 1. Errors in public records
                                                                                            • 2. Errors by producer
                                                                                              • 3. Hidden off-record risks
                                                                                                - Title insurance policies
                                                                                                • 1. Loan policy
                                                                                                  • 2. Owner's policy
                                                                                                    • 3. Commitments
                                                                                                      • 4. Leasehold policy
                                                                                                        • 5. Enhanced policies
                                                                                                          - Title search techniques
                                                                                                          • 1. Chain sheet
                                                                                                            • 2. Computer index
                                                                                                              • 3. Hard copy index
                                                                                                                - Policy structure
                                                                                                                • 1. Schedule B exceptions
                                                                                                                  • 2. Schedule A
                                                                                                                    • 3. Insuring provisions
                                                                                                                      • 4. Endorsements
                                                                                                                        • 5. Conditions and stipulations
                                                                                                                          • 6. Exclusions
                                                                                                                            - Insurable interests
                                                                                                                            • 1. Easements
                                                                                                                              • 2. Leasehold estate
                                                                                                                                • 3. Fee simple estate
                                                                                                                                  • 4. Life estate

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. All of the following are subject to false advertising regulations EXCEPT

                                                                                                                                    A) circulars.
                                                                                                                                    B) gifts.
                                                                                                                                    C) statements.
                                                                                                                                    D) letters.


                                                                                                                                    2. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

                                                                                                                                    A) Record in the county where the property is located a certified copy of John's death certificate.
                                                                                                                                    B) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
                                                                                                                                    C) Nothing is required.
                                                                                                                                    D) Probate the estate of John.


                                                                                                                                    3. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

                                                                                                                                    A) indemnification.
                                                                                                                                    B) arbitration.
                                                                                                                                    C) litigation.
                                                                                                                                    D) subrogation.


                                                                                                                                    4. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

                                                                                                                                    A) disbursement
                                                                                                                                    B) marketing
                                                                                                                                    C) pre-closing
                                                                                                                                    D) post-closing


                                                                                                                                    5. What is the purpose of probate of an estate?

                                                                                                                                    A) to foreclose a lien
                                                                                                                                    B) to transfer a deceased's debts
                                                                                                                                    C) to establish heirs
                                                                                                                                    D) to avoid inheritance tax


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: B
                                                                                                                                    Question # 2
                                                                                                                                    Answer: A
                                                                                                                                    Question # 3
                                                                                                                                    Answer: B
                                                                                                                                    Question # 4
                                                                                                                                    Answer: D
                                                                                                                                    Question # 5
                                                                                                                                    Answer: C

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