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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Which expenses are covered by Medicare Part D?

A) Hospital
B) Prescription drug
C) Dental
D) Medical

2. The Maryland Insurance Administration is an agency of the:

A) State government
B) National Association of Insurance Commissioners
C) Federal government
D) Maryland General Assembly

3. After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?

A) Replacement
B) Rebating
C) Twisting
D) Fraud

4. Which of the following is a requirement of an insurable risk?

A) The loss must be catastrophic.
B) The loss must be intentional.
C) The chance of loss must be calculable.
D) There must be a large number of different loss exposures.

5. A policy of life insurance may NOT be delivered unless the policy has a:

A) Premium coupon book
B) Notary seal
C) Legible and brief description of the policy on the first page
D) Financial statement of the life insurance company

Solutions: