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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

Question 1

Which factor could explain poorer performance of renewal clients as opposed to new business clients?

A. An automated renewal process
B. More strict underwriting criteria for renewal risks
C. New business clients limit claims in order to keep premiums low
D. Reinsurance only being available on renewal policies

Question 2

What is stated in the insuring agreements of a policy?

A. Description of the property covered
B. Lienholder
C. Signature clause
D. Premium

Question 3

What does the acronymPIPEDAstand for?

A. Personal Information Protection and Electronic Documents Act
B. Protect Insurance Products by Electronic Decoding Algorithms
C. Private Information Protected from Email Decoding Attacks
D. Personal Insurance Products Electronically Delivered Act

Question 4

MacMan Inc. employs several salespersons who travel throughout Canada with samples of its products.
Which type of coverage does MacMan Inc. require to protect its samples while in the salespersons' possession?

A. Accident Insurance
B. Commercial Property Floater
C. Aviation Insurance
D. Personal Property Floater

Question 5

How are staff adjusters and independent adjusters similar?

A. Neither has any limitation on their authority to settle claims
B. Neither is allowed to perform an investigation
C. Both work on behalf of, and are paid by, the insurer
D. Both are licensed only in Quebec and New Brunswick

Solutions: